healthy paws pet insurance

Healthy Paws assists cat and dog managers shield their pets via inexpensive pet insurance without life-time coverage limitations. Using the provider’s user-friendly mobile phone app, you can easily submit your insurance claim by taking a photo of your billing and also receive refunded in a little as two days.

What Our Experts Like

  • No annual protection limitations

  • Quick as well as very easy insurance claims process

  • Tool reviews costs and terms along withcompetitors

What Our Experts Don’t Like

  • Limited plan personalization

  • No healthplanning on call

  • No discount rates or even flexible remittance options

  • Limited protection for older dogs

go to gives affordable pet insurance to guarantee that pet as well as pussy-cat proprietors can pay for to care for their sick or injured household pets. The firm delivers endless life-time insurance coverage, an option of deductibles and compensations, and also an easy and simple method to provide cases.

Our company assess Healthy Paws’ protection details and also exemptions, add-on companies, rates, customer service, scores, and additional to assist you determine if its own strategies are right for you.

Firm Overview: Small Cost as well as Swift Cases

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Established in 2009, Healthy Paws was the result of an opportunity conference between a past company manager and also an insurance professional at a local area no-kill pet shelter. Since then, the provider has actually helped pet moms and dads look after their sick as well as harmed household pets and assisted economically to dozens pet rescues as well as pet shelters.

Healthy Paws does away withthe food selection of yearly protection restrictions, changing it withlimitless life-time protection for every plan. That means you may opt for the very best maintain your pet for their whole lifestyle without bothering withmaxing out your benefits.

Healthy Paws has a normal rating on Howl and a superb score on Trustpilot. Some Howl evaluates complain about the provider enhancing superiors without notice, particularly for older animals. Most beneficial reviews on Trustpilot, having said that, praise healthy paws pet insurance for its fast insurance claims handling and reimbursement.

Healthy Paws’ insurance policies are financed throughChubb whichpossesses an A+ score for economic security coming from AM Absolute best.

Policies Available: Mishap and also HealthProblem

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Healthy Paws gives direct mishap and also ailment insurance along withrestricted personalization alternatives. All plans feature no life time coverage hats or even limits and let you pick from the adhering to insurance coverage alternatives:.

  • Deductible: $100, $250, $five hundred
  • Reimbursement: 70%, 80%, 90%

Althoughsome pet insurer just deliver accident-only plans for more mature family pets, Healthy Paws is going to deal withpets aged six and also more mature witha full incident as well as illness plan withunlimited life-time insurance coverage, a $500 tax deductible, and 70% repayment for covered solutions..

The following services as well as disorders are actually dealt withby all Healthy Paws collision as well as illness plans:.

  • Hereditary, hereditary, and also persistent problems
  • Cancer
  • Diagnostic therapy
  • X- radiations, blood stream examinations, ultrasound examinations
  • Surgery
  • Hospitalization
  • Prescription drugs
  • Emergency treatment
  • Specialty care
  • Acupuncture, chiropractic treatment, and also hydrotherapy
  • Euthanasia (when clinically required)

You are going to require to hang around 15 days after your time of application just before submitting any kind of mishap or even sickness insurance claims as well as one year for ailments related to hip dysplasia. Any type of claims submitted just before your waiting time periods are up will certainly be refuted.

Healthy Paws additionally demands you to obtain a total examination for your pet either prior to the begin of your policy or even within a set time after registration based on the age of your pet:.

  • Five and also under: Within the final 1 year (or even within 15 times after)
  • Six and over: Within the final 1 month(or within 15 days after)

Program Exclusions: Pre-Existing Conditions

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Healthy Paws provides the standard coverage exemptions for pre-existing situations as well as the observing services. It is essential to take note that you will definitely need to have to purchase any sort of exam and also workplace visit charges out of pocket considering that they may not be dealt withby your plan.

  • Wellness and preventative care
  • Examination expenses
  • Dental healthcare
  • Spaying as well as neutering
  • Cosmetic or elective methods
  • Injury or even illness as a result of any sort of intentional or uncaring act
  • Behavioral procedure
  • Non- FDA therapy or even supplements
  • Breeding or even conditions associating withmultiplying
  • Experimental or even investigational procedure or medicine
  • Pet diet regimens
  • Daycare/ boarding

Healthy Paws will certainly additionally deal withspecific dental treatments connected to personal injuries, suchas a chipped tooth, extraction, and reconstruction of wrecked pearly whites. Nevertheless, oral cleanings and removals due to degeneration are actually not covered.

Price: Reduced Superiors as well as Basic Insurance Coverage

Healthy Paws supplies several of the most affordable fees our experts have actually observed withall of our assessments. Keeping that mentioned, the company’s policies have some obvious deficits, suchas no protection for tests or even dental solutions, no optional healthplanning, and also no exclusive coverage cyclists..

Our team made use of Healthy Paws’ on-line quote building contractor to create the complying withtwo plans..

Crashand ailment insurance for a mixed breed, channel (31- 59 lbs.), three-year-old, female pet along withlimitless coverage, a $500 tax deductible, as well as 80% reimbursement involved $27.22 per month.

Crashand disease insurance for a domestic longhair, one-year-old, male pet cat along withinfinite insurance coverage, a $five hundred deductible, and 80% reimbursement concerned $11.68 per month.

Healthy Paws likewise bills a single management cost of $25 to begin your policy. Althoughthe business does not give any kind of healthy pet or even multiple-pet rebates, for every buddy you refer, it is going to contribute $25 in your place to help homeless family pets. The suggestion program is actually not offered in Maine, Nevada, NorthCarolina, NorthDakota, Vermont, or even Washington.

You may likewise get a full reimbursement of any sort of paid costs if you cancel your plan within thirty day and haven’t sent any kind of insurance claims.


Healthy Paws does not repay you for assessment as well as workplace check outs for protected companies, thus be prepared to pay for those expense.

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Client Service: Mobile Application and Online Portal

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Healthy Paws has worked doggedly to streamline its insurance claims process. All you require to do is take a picture of your veterinarian bill and upload it withthe on-line client center or throughthe provider’s mobile phone app. You may additionally provide your insurance claim throughemail, fax, or mail.

Healthy Paws states that a lot of insurance claims are processed within 10 days. Once accomplished, your compensation will be actually provided within twenty four hours. You can decide on to get your compensation throughsent by mail check or even have it straight transferred to your banking company in the course of organization hours. Healthy Paws also gives the possibility to compensate your vet straight therefore all you’ll need to have to spend is your section of the expense during take a look at..

Healthy Paws supplies phone as well as e-mail assistance Monday throughFriday from 7:00 a.m. to 5:00 p.m. and Sunday from 8:00 a.m. to 5:00 p.m. PT.


Submitting a case is actually as basic as uploading an image of your veterinarian supplement via the Healthy Paws internet site or even mobile phone application. No case document is demanded.

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Competitors: Healthy Paws vs. Petplan

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Our company compared Healthy Paws to Petplan whichlikewise provides general mishap and healthproblem insurance, personalized plans, and no accessible healthstrategy. Side-by-side, Petplan appears to provide the same insurance coverage as Healthy Paws for $10 more eachmonth. When you dig muchdeeper, having said that, you’ll view that you obtain a great deal muchmore for your money withPetplan.

Not only carries out Petplan deal withexams and also workplace visits, whichare omitted in healthy paws pet insurance, Petplan also uses paid for add-on cyclists that incorporate coverage for shed family pets, boarding costs, travel termination, and online vet check outs..

Generally, if you are actually looking for basic accident and also sickness insurance coverage, our experts presume it deserves spending a little additional wherefore Petplan provides.